Fort Myers Mortgage and Home Loan offers information for obtaining home loans and mortgages in Florida. Fort Myers Mortgage and Home Loan are Florida's premier mortgage brokers. We also provide to Florida mortgages, jumbo loans, 2nd mortgages and refinance loans, fixed rate mortgages, and home mortgage loans.
FREE CONSULTATION!
If personalized service and results are what you are looking for then call us at 239-470-9936
GET PREQUALIFIED!
The first step in buying your dream home is getting prequalified.
It is an easy process, call now!
DEBT CONSOLIDATION
Are those high interest credit cards and debt costing you too much each month.
Let us do the leg work to save you hundreds per month.
Here is a list of credit related questions and answers that Fort Myers Mortgage and Home Loan's clients often ask about.
1. Why is credit reporting necessary? – It is needed because it provides information that helps consumers make purchases, secure loans, pay for college, and manage personal finances. Credit reporting is what makes it possible for stores to accept checks, banks to offer credit and debit cards, businesses to market the right products, and corporations to manage their operations in a way that will benefit the economy.
2. What is a credit inquiry? – A credit inquiry lists the name of the credit grantor or user who has accessed your credit file. Every inquiry is posted so that you know exactly who has obtained a copy of it. Credit grantors will post an inquiry before offering you a pre-approved credit card application. When this happens it will be listed as a promotional inquiry on your credit file. This is because only your name and address were accessed as opposed to your entire credit history.
3. How does divorce affect my credit? – Divorce does not nullify the original contract you had with the creditor and will not release you from legal responsibility on any accounts. You will have to contact each creditor individually and seek their legal binding release of your obligations before your credit history can be updated accordingly.
4. Should I use a company which promises to help correct my credit? – That is up to you, but you need to know a few things before doing so. Anyone who promises to remove accurate information is pulling your leg so to speak. This is illegal and is not possible to do. They can do nothing for you that you cannot do for yourself by simply contacting the credit reporting agencies directly.
Your trusted source for home financing in Southwest Florida!
Florida first time home buyers loans are our specialty. We are located in Fort Myers, Florida so contact a mortgage broker at Fort Myers Mortgage and Home Loan for a FREE CONSULTATION, before you find the home that you want. Our loan professionals will help you understand the details of securing a home loan and explain our first time buyer mortgage programs in Fort Myers, Florida.
Have you been turned down? Do you have a history of late payments, judgements, or bankruptcy? No problem Fort Myers Mortgage and Home Loan has a network of the most aggressive real estate financing available today! Stop the rejection and call customer service at Fort Myers Mortgage and Home Loan before you give up! If you want it, you can get your Fort Myers loan!
Ready for the next project? Need to finance
a college education? Whatever you need,
a Fort Myers mortgage broker can make it
happen for you... call for more information on refinancing, 2nd mortgages, Florida home improvement mortgages, and home equity credit lines.
